From History Class to Habits: Bringing Personal Finance to Life in Every Subject

As a Virginia Personal Finance Teacher Fellow, my mission is clear: empower educators across the Commonwealth to integrate personal finance into their classrooms. It's no secret that financial literacy is a critical life skill, yet many students graduate without a basic understanding of budgeting, saving, and responsible credit use. My journey began with a question: how can we make personal finance relevant and engaging, not just another dry subject on the curriculum?

The answer lies in a surprising place – not a dedicated finance class, but within the walls of existing subjects like history, English, or even science. During my workshops, I've had the privilege of collaborating with Virginia educators from all disciplines, brainstorming ways to weave personal finance concepts into their existing lesson plans.

For instance, in a history class, students can analyze historical events through a financial lens. Imagine exploring the economic factors that led to the Great Depression, or the financial implications of the Industrial Revolution. English classes can dissect personal finance articles in newspapers and magazines, encouraging critical thinking about economic issues. Even science teachers can get in on the action, using budgeting principles to design cost-effective science experiments or exploring the implications of financial decisions on the environment.

This past week, I had the opportunity to share these ideas at the Financial Foundation Conference in Richmond, VA. It was an exhilarating experience to present a session on "Incorporating AI Tools to Help Teach Personal Finance" for the Virginia Council on Economic Education (VCEE). We discussed how artificial intelligence can be harnessed to create personalized learning experiences, provide students with immediate feedback on their financial decisions, and even simulate real-world scenarios.

The possibilities of AI in education are vast, and I believe it has the potential to revolutionize the way we teach personal finance. But technology is just one piece of the puzzle. The human element – the passion and guidance of dedicated teachers – remains the cornerstone of effective learning.

Looking ahead, I'm thrilled to be presenting another session at the Journal of Economics Teaching Symposium at Virginia Tech this coming August. This time, I'll be focusing on practical strategies for integrating personal finance across the curriculum. Whether it's using case studies in social studies classes or incorporating budgeting exercises into math lessons, I'm excited to share ideas that can empower teachers to make personal finance come alive for their students.

My journey as a Virginia Personal Finance Teacher Fellow has been both rewarding and inspiring. It's a privilege to collaborate with such passionate educators who share a common goal: equipping students with the tools they need to make informed financial decisions and build a secure future. Together, we can make personal finance a relevant and engaging part of every student's educational experience, one innovative lesson plan at a time.

Are you a Virginia educator looking to incorporate personal finance into your classroom? Reach out to the Virginia Council on Economic Education (VCEE) for resources and support.

Stay tuned! Follow my journey and discover even more ways to bring personal finance to life in the classroom at the Journal of Economics Teaching Symposium at Virginia Tech this August.

Jeremiah Riesenbeck

Jeremiah is an educator in the fifth largest school district in the country his passion for media goes back a long way. Jeremiah is the creator and host of several podcasts including the highly successful Teaching Today Podclass, which is an advice show for educators. 

Jeremiah has a knack for taking idea’s and running with them until he gets the results wanted! 

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